Top 10 Cash App Competitors and Alternatives

Check out the following list of the top Cash App competitors and alternatives. Compare their top features, pricing and user ratings to find the best for your needs. PayPal is the best Cash App alternative.

Want to explore more alternatives? Other best competitors to Cash App include PayPal, Venmo, Google Pay, Payoneer, Zelle, Revolut, Apple Pay, Wise, Lofty and Square Payments.

What is Cash App?

Cash App is a mobile payment service developed by Square, Inc. It enables users to send, receive, and request money through a mobile application.

You link your bank accounts or debit cards to the app so as you can make purchases online and in stores using the Cash Card. The app also has features like investing in stocks and Bitcoin, direct paycheck deposits, and Bitcoin trading. It’s popular among younger users and mobile-based financial services.

Features of Cash App

Peer-to-Peer Payments
Cash Card
Direct Deposit
Stocks & Bitcoin Investing
Cash Boosts

Cash App Investing
Bitcoin Transactions
Cash App Direct
Cash App Rewards
Recurring Investments

Pricing:

Free. Proprietary.

Cash App Competitors and Alternatives

PayPal

PayPal is an online payment system that allows users to make financial transactions securely over the internet. Users can send and receive money, make online purchases, and transfer funds between bank accounts or PayPal accounts.

It’s widely used for e-commerce transactions, personal payments, and business transactions. PayPal offers various services including PayPal.me for requesting payments, PayPal Business for businesses, and PayPal Checkout for online merchants.

To ensure secure transactions, PayPal provides buyer and seller protection, encryption technology, and fraud prevention measures.

Venmo

Venmo is a digital wallet owned by PayPal that simplifies money transactions for individuals and businesses. With over 60 million users, Venmo allows users to send and receive money from friends, family, and businesses using a mobile app.

It’s popular for bill splitting, rent payments, and reimbursing shared expenses. Users can link their bank accounts, debit cards, or credit cards to their Venmo account for transactions.

Venmo also features a social feed where users can interact with their friends’ transactions, adding a social element to the payment experience.

Google Pay

Google Pay is a quick, easy, and secure way to pay online, in stores or send money to friends and family. Pay the Google way.

Google Pay is designed to facilitate contactless purchases on mobile devices, enabling in-app, online, and in-person transactions.

Payoneer

Payoneer is a financial services company which provides online money transfer and digital payment services. Businesses and professionals can send and receive payments globally.

You can carry out cross-border payments, receiving payments from international clients and withdraw funds to bank accounts or prepaid Mastercard® cards.

Popular among freelancers, online sellers, and global trade businesses, Payoneer offers competitive currency exchange rates, mass payouts, and integration with platforms like Upwork, Fiverr, and Amazon.

Apple Pay

Apple Pay is a mobile payment service integrated into various devices like iPhone, Apple Watch, Mac, and iPad. You can add your credit or debit card to the Wallet app on your iPhone and other devices.

Apple Pay has the capability to substitute a conventional credit or debit card transaction by utilizing a chip and PIN at a point-of-sale terminal that supports contactless payments.

It’s simple. Just add a credit, debit, or prepaid card to the Wallet app on your iPhone, then choose to add the card to any other Apple devices.

Skrill

Skrill is a global payment and digital wallet platform operated by Paysafe Limited. It offers online payment and money transfer services in over 40 currencies.

Established in 2001, Skrill operates in over 100 countries and offers a fast and secure money transfer service. With a 20 million community, Skrill offers a variety of benefits, including a Skrill MasterCard, VIP account, and fast withdrawals.

With a 0% fee for bank money transfers and a prepaid mastercard, Skrill simplifies money management across betting, trading, shopping, and gaming. Sign up for a free Skrill account today.

Remitly

Remitly is a digital remittance service that allows users to send money abroad using debit or credit card methods. It offers a range of payment options, including UK, India, Pakistan, Australia, Kenya, and the Philippines.

Users can choose their preferred payment method and start their online money transfer. Remitly offers no fees on the first transfer and charges for future transfers.

Chime

Chime is a financial technology company offering an easy online banking experience with no monthly fees. It offers checking, high-yield savings, and secured credit cards without minimum security deposit requirements.

Chime has over 60k ATMs and offers a fee-free overdraft of up to $200. The tech company offers an online bank account and mobile banking services through its mobile app.

Square

Millions of businesses use Square payment platform to power their entire businesses.

Square Pay is a secure checkout solution for businesses using Square Online or Square Payment Links. It allows buyers to save and reuse payment details when ordering online.

Square merchants can offer customers four interest-free installments over six weeks with Afterpay. The platform simplifies payment processing, simplifies sales, and allows customers to access their saved payment details.

Meta Pay

Metapay is a digital payment system that can be used on Facebook, Instagram, Messenger, and online stores. It allows users to shop, donate, buy tickets for events, and make donations to fundraisers.

Users can easily check out and save payment, shipping, and contact information when using Metapay.

Wise

Manage money across borders with one simple account. Send money to family, and pay bills big and small from the US.

Transfer funds to your family, settle bills of any size within the US, and seamlessly integrate your Wise account with various apps like Venmo. Easily move money from overseas into your Wise account and connect your financial activities across different countries to US dollars.

Zelle

Zelle® is a fast and easy way to send and receive money with friends, family, and others. It is available in your banking app and requires an email enrollment. You can send, request, or receive money using Zelle® app.

To get started, simply download the Zelle® app and follow the instructions provided.The app is available in various languages and can be found on zellepay.com.